:root{--ink:#0e2a38;--ink2:#3d5866;--paper:#f4f7f8;--card:#fff;--line:#d3dde2;--teal:#0f6e73;--teal-d:#0b5459;--amber:#e7a11a;--amber-bg:#fff6dd;--ok:#16683f;--ok-bg:#e6f4ec;--err:#a3261c;--err-bg:#fdecea;--r:8px;--r2:14px;--max:1120px;
--serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;--urdu:"Noto Nastaliq Urdu","Jameel Noori Nastaleeq","Noto Naskh Arabic","Segoe UI",Tahoma,serif}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:1.0625rem/1.65 var(--sans);color:var(--ink);background:var(--paper)}
img,svg{max-width:100%;height:auto}
a{color:var(--teal-d);text-underline-offset:3px}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px;border-radius:3px}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:.6rem 1rem;z-index:100;border-radius:var(--r)}
.skip:focus{left:8px}
.wrap{width:min(100% - 2.5rem,var(--max));margin-inline:auto}
h1,h2,h3{font-family:var(--serif);line-height:1.2;margin:0 0 .6em;color:var(--ink)}
h1{font-size:clamp(1.9rem,4.6vw,3rem);letter-spacing:-.01em}
h2{font-size:clamp(1.45rem,3vw,1.95rem);margin-top:0}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.ur{font-family:var(--urdu);direction:rtl;unicode-bidi:isolate;line-height:2.1;font-size:1.05em}
.muted{color:var(--ink2)}
/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:1rem}
.brand{display:inline-flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--ink);font-family:var(--serif);font-weight:700;font-size:1.3rem}
.brand svg{width:34px;height:34px;flex:none}
.brand span b{color:var(--teal)}
#nav ul{display:flex;gap:.25rem;list-style:none;margin:0;padding:0;align-items:center}
#nav a{display:block;padding:.5rem .9rem;text-decoration:none;color:var(--ink);border-radius:var(--r);font-weight:500}
#nav a:hover{background:var(--paper)}
#nav a[aria-current="page"]{box-shadow:inset 0 -3px 0 var(--amber);border-radius:0}
#nav a.nav-cta{background:var(--teal);color:#fff;margin-left:.4rem}
#nav a.nav-cta:hover{background:var(--teal-d)}
#nav a.nav-cta[aria-current="page"]{box-shadow:none;border-radius:var(--r);background:var(--ink)}
.menu-btn{display:none;font:inherit;font-weight:600;background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:var(--r);padding:.5rem .9rem;cursor:pointer}
@media (max-width:720px){
.js .menu-btn{display:inline-block}
.js #nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:.5rem 1.25rem 1rem}
.js #nav.open{display:block}
#nav ul{flex-direction:column;align-items:stretch;gap:0}
#nav a{padding:.85rem .25rem;border-bottom:1px solid var(--line);border-radius:0}
#nav a[aria-current="page"]{box-shadow:inset 4px 0 0 var(--amber);padding-left:.9rem}
#nav a.nav-cta{margin:.8rem 0 0;text-align:center;border-radius:var(--r)}
}
/* common */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:inherit;font-weight:600;padding:.8rem 1.4rem;border-radius:var(--r);border:2px solid var(--teal);background:var(--teal);color:#fff;text-decoration:none;cursor:pointer;min-height:48px;transition:background .15s,transform .1s}
.btn:hover{background:var(--teal-d);border-color:var(--teal-d);color:#fff}
.btn:active{transform:translateY(1px)}
.btn[disabled]{opacity:.65;cursor:progress}
.btn.alt{background:#fff;color:var(--teal-d)}
.btn.alt:hover{background:var(--paper);color:var(--ink)}
.btn.ghost{border-color:var(--line);background:transparent;color:var(--ink)}
.notice{background:var(--amber-bg);border-left:5px solid var(--amber);padding:.9rem 1.1rem;border-radius:0 var(--r) var(--r) 0;font-size:.98rem}
.notice p:last-child{margin:0}
section{padding:clamp(2.5rem,6vw,4.5rem) 0}
.crumbs{font-size:.92rem;padding:1rem 0 0;color:var(--ink2)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem;margin:0;padding:0}
.crumbs li+li::before{content:"/";margin-right:.4rem;color:var(--line)}
/* hero */
.hero{padding:clamp(2.5rem,6vw,5rem) 0 clamp(2rem,5vw,3.5rem);background:#fff;border-bottom:1px solid var(--line)}
.hero .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(1.5rem,5vw,4rem);align-items:center}
.hero p.lead{font-size:1.2rem;color:var(--ink2);max-width:36em}
.hero .ur{display:block;text-align:left;margin:.2rem 0 1.4rem;color:var(--teal-d);font-size:1.15rem}
.actions{display:flex;flex-wrap:wrap;gap:.75rem}
.hero figure{margin:0}
@media (max-width:820px){.hero .grid{grid-template-columns:1fr}.hero figure{max-width:420px}}
/* steps */
.steps{list-style:none;counter-reset:s;margin:1.5rem 0 0;padding:0;display:grid;gap:0;border-left:3px solid var(--line)}
.steps li{counter-increment:s;position:relative;padding:0 0 1.6rem 2rem}
.steps li::before{content:counter(s);position:absolute;left:-17px;top:0;width:31px;height:31px;border-radius:50%;background:var(--ink);color:#fff;font-weight:700;display:grid;place-items:center;font-size:.95rem}
.steps li:last-child{padding-bottom:0}
.steps h3{margin-bottom:.2em}
.steps p{margin:0}
.two>*{min-width:0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.5rem,4vw,3.5rem)}
@media (max-width:820px){.two{grid-template-columns:1fr}}
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{border-collapse:collapse;width:100%;min-width:520px}
th,td{padding:.8rem 1rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
th{background:var(--ink);color:#fff;font-weight:600}
tbody th{background:#fff;color:var(--ink)}
tr:last-child td{border-bottom:0}
.band{background:#fff;border-block:1px solid var(--line)}
.list{padding-left:1.2rem}
.list li{margin-bottom:.55rem}
.links{list-style:none;margin:0;padding:0;display:grid;gap:.75rem}
.links li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:.9rem 1.1rem}
.links a{font-weight:600}
.links span{display:block;font-size:.95rem;color:var(--ink2)}
.cta-final{background:var(--ink);color:#fff;text-align:center}
.cta-final h2{color:#fff}
.cta-final p{color:#d4e2e8;max-width:34em;margin-inline:auto}
.cta-final .btn{background:var(--amber);border-color:var(--amber);color:var(--ink)}
.cta-final .btn:hover{background:#f3b83f;border-color:#f3b83f;color:var(--ink)}
/* tool card */
.tool{background:#fff;border:2px solid var(--ink);border-radius:var(--r2);overflow:hidden;box-shadow:6px 6px 0 var(--amber)}
.tool-top{display:flex;justify-content:space-between;gap:1rem;align-items:center;background:var(--ink);color:#fff;padding:.7rem 1.25rem;font-weight:600;flex-wrap:wrap}
.tool-top .ur{color:#cfe3ea;font-size:1rem;line-height:1.8}
.tool form{padding:clamp(1.1rem,3vw,1.75rem)}
.field{margin-bottom:1.3rem}
label,.lbl{display:block;font-weight:600;margin-bottom:.35rem}
label .ur,.lbl .ur{font-weight:400;color:var(--ink2);display:block;font-size:.98rem;line-height:1.9}
input[type=text],input[type=email],select,textarea{width:100%;font:inherit;padding:.75rem .9rem;border:2px solid #8aa0ab;border-radius:var(--r);background:#fff;color:var(--ink);min-height:50px}
textarea{min-height:150px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--teal);outline:3px solid var(--amber);outline-offset:1px}
#cnic{font-size:1.5rem;letter-spacing:.08em;font-variant-numeric:tabular-nums;font-family:ui-monospace,Consolas,monospace}
[aria-invalid=true]{border-color:var(--err)!important;background:var(--err-bg)}
.help{font-size:.93rem;color:var(--ink2);margin:.35rem 0 0}
.error{color:var(--err);font-weight:600;font-size:.96rem;margin:.4rem 0 0;min-height:0}
.error:empty{display:none}
.captcha{display:flex;gap:.6rem;align-items:center;flex-wrap:wrap}
.cap-img{background:#eef3f5;border:2px solid #8aa0ab;border-radius:var(--r);width:150px;height:50px;display:block;line-height:0;flex:none}
.cap-img svg{width:100%;height:100%;display:block}
.cap-row input{max-width:170px;text-transform:uppercase;letter-spacing:.2em;font-weight:700}
.result{margin-top:0;border-top:2px dashed var(--line);padding:clamp(1.1rem,3vw,1.75rem)}
.result[hidden]{display:none}
.result .badge{display:inline-block;background:var(--ok-bg);color:var(--ok);border:1px solid var(--ok);padding:.2rem .7rem;border-radius:99px;font-weight:700;font-size:.92rem}
.result .num{font-family:ui-monospace,Consolas,monospace;font-size:1.4rem;font-weight:700;letter-spacing:.06em;margin:.6rem 0}
.next{display:grid;gap:.75rem;margin:1.2rem 0}
.next .btn{justify-content:flex-start;text-align:left}
.status{font-weight:600;color:var(--ok);min-height:1.5em}
details{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:.6rem}
summary{cursor:pointer;font-weight:600;padding:.9rem 1.1rem;list-style-position:inside}
details[open] summary{border-bottom:1px solid var(--line)}
details p,details ul{padding:0 1.1rem;margin:.9rem 0}
details p:last-child{margin-bottom:1.1rem}
.meter{display:flex;align-items:center;gap:.75rem;margin-top:.45rem;font-size:.92rem;color:var(--ink2);font-variant-numeric:tabular-nums}
.meter .bar{flex:1;height:6px;background:var(--line);border-radius:99px;overflow:hidden}
.meter .bar i{display:block;height:100%;width:0;background:var(--amber);transition:width .15s}
.meter .bar.full i{background:var(--ok)}
/* legal */
.doc{max-width:760px;padding-block:1.5rem 4rem}
.doc h2{margin-top:2.2rem;font-size:1.45rem}
.doc .meta{color:var(--ink2);font-size:.95rem;border-bottom:1px solid var(--line);padding-bottom:1rem;margin-bottom:1.5rem}
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:clamp(1.5rem,4vw,3rem);align-items:start}
@media (max-width:820px){.contact-grid{grid-template-columns:1fr}}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:clamp(1.1rem,3vw,1.75rem)}
.hp{position:absolute;left:-9999px}
.form-msg{margin-top:1rem;padding:.8rem 1rem;border-radius:var(--r);font-weight:600}
.form-msg[hidden]{display:none}
.form-msg.ok{background:var(--ok-bg);color:var(--ok)}
.form-msg.bad{background:var(--err-bg);color:var(--err)}
/* footer */
.site-footer{background:var(--ink);color:#cfe0e7;padding:3rem 0 1.5rem;font-size:.97rem}
.site-footer a{color:#fff}
.site-footer h2{font-family:var(--sans);font-size:1rem;color:#fff;margin:0 0 .8rem;letter-spacing:0}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:2rem}
@media (max-width:820px){.fgrid{grid-template-columns:1fr 1fr}.fgrid>:first-child{grid-column:1/-1}}
@media (max-width:480px){.fgrid{grid-template-columns:1fr}}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:.45rem}
.site-footer .brand{color:#fff;margin-bottom:.7rem}
.site-footer .brand span b{color:var(--amber)}
.fine{border-top:1px solid #2c4b5a;margin-top:2rem;padding-top:1.2rem;font-size:.9rem;color:#a9c1cc}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}